There are a lot of options when it comes to choosing the insurance for your home, car, boat, and more. One of the best options is to use an independent insurance agency. These agencies provide you with a lot of options and will advocate for you during the entire process. Here are a few reasons why you should consider an independent insurance company for your home and auto insurance.

More Choice

There are two types of insurance companies: captive and independent. Captive agencies offer only one insurance provider, whereas independent insurance agencies can offer you insurance from multiple carriers. According to Hanover, independent insurance agencies usually work with 7-9 carriers. This means you get more choice to select a plan that is truly made for you. You can also supplement gaps in your policy with coverage from other plans, so you have a comprehensive safety net.

Impartial

Another major benefit of an independent insurance agency is that they can offer an unbiased account of insurance plans. Since they are not beholden to any single carrier, they will let you know exactly what they think the best plan for you is. They can discuss the pros and cons of each without hiding crucial information from you that may sway your opinion, and are more transparent, overall.

They Will Advocate for You

Again, independent insurance companies are beholden to no one, except for you. If there are problems with a claim, they will communicate with insurance companies on your behalf, not the other way around. You can be sure that your insurance agent will go to bat for you when you need it.

Customer Relations

An independent insurance agency will likely be a local outfit that shares your community with you. The agents are your neighbors and will treat you as such. The agencies will be smaller and be able to focus on you and get to know you better than an agent at a large insurance company might. This will pay dividends when you need claims processed quickly and need communication on the status of your coverage. You can simply go right to the office and speak with your agent directly to handle things upfront.

If you are looking for a professional and caring insurance company in Evansville, Indiana, contact the experts at Hartke Insurance. We've been in business since 1948, and offer a one-stop shop for your insurance needs, be it a plan for auto, home, boat, life, business, or more! Call today to request a quote.